Pay in person with QuickPenny and save!

Get a discount, avoid surcharges or earn rewards by paying from your bank account.

QuickPenny bypasses the debit and credit card networks and their fees!

Merchants save money to discount prices, avoid surcharges or fund rewards.

Customers win!

Merchants win!

Beats debit cards

Debit cards rarely qualify for lower prices or rewards. Thanks for nothing Visa and Mastercard!

Convenient

With one app, you avoid surcharges or earn rewards at every merchant where you can pay with QuickPenny. No cash on hand? No problem!

Safe and Secure

We guarantee your purchase and financial security just like a debit or credit card.

3 minutes…

… is all it takes to create a QuickPenny account and then you never need to link your bank account again.

How you pay

  1. Sign in.

  2. Scan QR code.

  3. Confirm purchase.

  4. You never need to look up the merchant or enter how much to pay them.

We take security seriously

Encryption

We safeguard your financial information with the latest encryption protocols like Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS). All your data is secured in transit and at rest.

Secure cloud

QuickPenny is hosted in a mature and secure cloud environment. By leveraging cloud infrastructure, we can bring decades of security experience to protecting your financial information.

Safe linking

We connect your bank account with the same provider that Venmo and CashApp use. We never see your bank username and password and neither do our merchants.

Put pennies in your pocket with QuickPenny

Say good bye credit cards and hello QuickPenny

Quick Answers

How does QuickPenny make money?

QuickPenny charges businesses a small fee per transaction. QuickPenny is 100% free for consumers.

Does it cost anything to use QuickPenny?

QuickPenny is 100% free to customers.

Does QuickPenny work internationally?

For now, QuickPenny is only available in the United States.

Is QuickPenny safe?

Yes. QuickPenny uses the same vendor as Venmo and CashApp to link your bank account and we host everything on AWS which is being used by large financial institutions like JP Morgan and Citigroup. Plus, we use multi-factor authentication to log you in to your account.